Holding Insurance Companies Accountable for Bad Faith Conduct

Have you been paying your insurance premiums for years only to be denied or short-changed when you had filed a claim with your insurance company? If you believe that an adverse coverage decision by your insurance company was based on something other than a fair interpretation of your policy’s provisions, contact the Law Offices of James S. Cunha, P.A.  

When an individual enters into a contract with an insurance company and pays the premiums, the insurance company has the legal duty to act in good faith toward its policyholder.

Unfortunately, there are times an insurance company may act in bad faith. An insurance company’s conduct may constitute bad faith when it

  • Fails to promptly or thoroughly investigate a claim;

  • Refuses to settle a case;

  • Refuses to provide its insured legal representation through a “reservation-of-rights” while coverage is remains uncertain;   

  • Unreasonably delays the payment of benefits;

  • Wrongfully denies a claim;

  • Uses a stalling tactic—the most common being when a claimant’s case is passed around to different adjusters;

  • Uses an unreasonable interpretation of the policy’s terms in order to deny a valid claim; or

  • Pay only partial benefits rather than full benefits.

The above are just a few simple examples of  insurance bad faith. If you would like more information on the elements of bad faith, please contact the Law Offices of James S. Cunha, P.A. to schedule a free consultation with our attorneys.   

The Law Offices of James S. Cunha, P.A. assist clients with Family Law Matters, Divorce, Personal Injury Commercial Litigation matters, Business Law, Family Law, Wrongful Death, Estate Planning, Probate & Estate Administration, Tax Law, Insurance Regulation & Defense and Criminal Defense in West Palm Beach, Lake Worth, Palm Beach Gardens, Boynton Beach, Jupiter, Delray Beach, Boca Raton in Palm Beach County. We also offer legal representation to clients who reside in Martin, St. Lucie, Okeechobee, Hendry, Broward, and Miami-Dade.

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